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For instance, Michal Macierzynski says: "(…) one might often encounter the expression 'virtual banking'.
The last two stages apply to all of the financial institutions using the Internet channel.
Taking their specific features into account, the virtual banks start the activity offering full access to transactions and services (omitting the two first stages).
With the expansion of global Information and Communication Technology (ICT) infrastructure and the internet, e-banking is set to play a pivotal role in the national economic development of any country.
But appropriate software, technology, infrastructure, skilled manpower, and cyber law are crucial for the implementation of e-banking in the country.
In present hyper competitive environment internet banking works as a competitive differentiator among banks.
Internet banking has become an important revenue builder for banks. By moving towards new technologies and adopting them, banks try to grab the market and Executive Summary The purpose of this project is re-modifying the online banking system of CMB.Electronic banking helps to attain enterprise resource management as well as “e” to “e” process.As such on line banking system can add value and value chain can be created in the e-business process.Internet banking has become an important revenue builder for banks.Increased competition in the banking sector and customer demand is forcing banks to provide their services online (Southard, P. Banks try to gain competitive advantages in technological atmosphere by adopting new Internet banking there is a risk exists, and online banking risk prevention measures for analysis and set out our e-banking risk control problem, the risks to present our online banking supervision and reasonable measures to promote the healthy development of China's and Vietnam's Internet Banking response.3.The most important thing here is that these banks do not dispose of the departments network, which is the difference in comparison to traditional banks that may offer similar services using the Internet as one of the distribution channels"  Some definitions describe online banking as a separate section of banking, others treat it as a part of the traditional banks' performance. However, what is common in all of them is that online banking allows individuals to perform banking activities via the Internet.Evolution The first commercial use of the Internet took place in 1993.It also affects to economy as well as small and large This study will be based on the study of the e-banking which was extensively studied by various researchers including Bank Bazaar (2012) which argues that banks in lines offer multiple non-transactional features that are very convenient for customers.And also examine the current state of online banking that is to identify its strengths and weaknesses by Murray (2013) and use the results in the formulation of recommendations to contribute to the since few years all over the world.The main advantages of online banking are: cost reduction, the increase in customers' satisfaction level, wider variety of products to be offered, the increased intensity of clients flow, greater geographical range and the individualization of the offer and customer service.Definition A lot of online banking definitions may be found in the literature.