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Unfortunately, debt can’t be permanently eliminated just by fixing the financial symptoms.That’s why debt payoff and reorganization strategies seldom result in a permanent cure.If you are in debt, then those results prove that something is standing between you and the solution you already fully understand.
The source of the leak never got fixed so the tire just goes flat again.
The three steps below can help you identify and repair your budget leaks so that you can permanently solve your debt problems. More specifically, your debt is caused by your habits and attitudes that determine hundreds of daily financial decisions.
That is why debt and credit problems are so difficult to resolve for most people.
It’s a personal life problem (habits) masquerading as a financial problem (debt).
[Related Article: The First Thing You Must Do Before Paying Off Debt] Debt is like a flat tire.
Temporary Assignment Jobs - Solving Debt Problems
You can reinflate the tire for a quick fix to get you down the road, but unless you find the source of the leak and fix it first, the tire will flatten again. It could be a nail in the tire, bad valve stem, or any number of other causes.
” and “Is this taking me toward my goals or away from my goals?
” These questions align your spending with your values and goals by directing all spending toward getting you want you want out of life. Prepare a shopping list before leaving the house and only buy what is on the list and within budget.
You should also try out some of these specific tips for how to curb your shopping: Each of these strategies has one objective — to plug all the habitual ways you leak money so that you never go into debt again.
You must persist in plugging these leaks until you are spending less than you earn.